Can you afford the out-of-pocket expenses that your health insurance doesn’t cover? You may be left with more gaps to fill as major medical insurance move toward increased deductibles and co-payments.
Hospital Confinement Indemnity Insurance can fill in the gaps and protect you from unexpected out-of-pocket costs.
Adults spend about 5 days in the hospital on average, according to the National Center for Health Statistics’ National Hospital Discharge Survey, 2008. Higher deductibles and co-pays can leave a gap in coverage, which Hospital Confinement Indemnity Insurance can assist address.
You and/or your family are eligible for coverage.
Unless you designate otherwise, benefits are paid directly to you.
Regardless of whatever other coverage you may have, your benefits will be paid.
If you leave your job, you can keep your insurance without paying a higher cost.
Per covered confinement, Daily Hospital Confinement pays a daily reward.