You rely on your salary to meet your basic needs, such as food, shelter, clothing, and education. If you become ill or injured and are unable to work, you may find it difficult to pay your responsibilities, and you may face significant financial consequences.

Disability insurance might give you with a tax-free cheque if you are unable to work. Disability not only stops money from flowing in, but it can also empty your savings account.

Your biggest asset is your ability to earn a living. It must be safeguarded.